Wells Fargo Financial Retail Services Disclosure

REGULAR TERMS FINANCING 

The APR for your Home Furnishings card issued with approved credit by Wells Fargo Financial National Bank is XX.XX% as of [date].  The APR may vary.

(X) Months No Payment, No-Interest Option

Special terms apply to purchases charged with approved credit to your Home Furnishings card issued by Wells Fargo Financial National Bank. No payments are required during the special-terms period. The no-interest option means there is no interest if your purchase is paid in full within the special-terms period; otherwise, interest accrues from date of purchase at the regular APR. The regular APR is XX.XX% as of [date]. The APR may vary. Offer expires MM/DD/YYYY.

(X) Months No Interest with Equal Payments

Special terms apply to purchases charged with approved credit to your Home Furnishings card issued by Wells Fargo Financial National Bank. The minimum monthly payment will be the amount that will pay for the purchase in full in equal payments during the no-interest period. The regular APR is XX.XX% as of [date]. The APR may vary. Offer expires MM/DD/YYYY.

(X) Months No-Interest Option with Regular Minimum Payments

Special terms apply to purchases charged with approved credit to your Home Furnishings card issued by Wells Fargo Financial National Bank. Regular minimum monthly payments are required during the option period. The no-interest option means there is no interest if your purchase is paid in full within the special-terms period; otherwise, interest accrues from date of purchase at the regular APR. The regular APR is XX.XX% as of [date]. The APR may vary. Offer expires MM/DD/YYYY.

Financing provided by Wells Fargo Financial National Bank, a subsidiary of Wells Fargo Financial.  Wells Fargo Financial is an affiliate of Wells Fargo Bank, N.A.